Mutual Funds Investment

Mutual Funds Investment – A Path of Financial Independence

“Money can’t buy happiness but money can buy the means for happiness.” All our life we have been saying Health is wealth. Is it? I don’t feel it so! Why? Because I believe if a person has a good source of the money he is capable of affording healthy food and which means good wealth= good food =good health. Money is everything for a poor man. But having a source of money isn’t enough. A person should know about expanding his income.

Nowadays business ideas are growing faster and faster. More precisely making money through social media is easy if you have skills. But skills aren’t enough you need to be smart too if you want your money to grow in the best possible ways. And for that, you need to know where exactly to invest them. When we talk about investing money what comes first to our mind is the stock market and of course Mutual Funds. Now the hard decision is where to invest? All we need to know is the differences between the share market and mutual funds.

Common people feel risky or either they are unaware of Investments knowledge. They wish branches to their income but have no idea which seed to sow. For such people mutual funds is the best option to invest because mutual funds hire a professional for the investors and he makes the decisions which seed sow and on which field. That is where to invest your own money! Since mutual funds are an indirect investment; the heired professional divides (reinvest) your investment into debt, equity, or the factor for which the Mutual funds are caused. And the interest you receive as your rate of return is your absolute passive income. Isn’t it crazy how money starts working for making more money?

Now the case is what will be your rate of return. Let me explain it! A businessman has no idea where his business will stand in the future. So he prepares for both losses and profit. Business is uncertain he has no idea what will happen next. All he does is be prepared no matter what happens and accept the faith! The same is in the case of Mutual Funds except for one fact. In business, the owner can put all his money at risk. But since Mutual Funds invest our money in different sectors we can get benefit rate of return i.e interest /dividend from at least one side. And as we have heard the well-known quote “something is better than nothing”. Hence it is better to gain less in the back than to lose everything you had. Mutual Funds give us a probability of 50/50 chances to live a 100% financially stable life.

The biggest question is How to invest? Theirs no age limits for investment in MF. Investors from any age group can start up at his affordability. Whether you’re 20’s with investment knowledge or in the ‘40s with zero knowledge. Savings money is the best habit to be pursued. However, if you save money now; money will save you in the future. Mutual Fund is a live tutor. It guides you all through the funding process as it is transparent. Once in an interview, Sir Warren Buffett said “If you don’t find a way to make money while you sleep, you will work until you die.” This is exactly how MF works for its investors.

Since childhood, we have been learning how to earn through various mediums of earning. But we are never taught how to grow our earnings smartly we don’t know the profitable moves of Investments. However, it’s not only about making money it’s all about saving money. Investment is the test of possibilities to expand. So gaining expected or more profit is the result of your successful tests. As we are experimenting with our income through investment SEBI has now come up with a lot of changes in the terms and conditions of Mutual Funds. As a consequence Mutual funds provide us with various facilities like liquidity, dividend payment, affordability, flexibility, and many more.

Mutual funds are super beneficial if you want slow and steady avenue growth at low risk. Similarly, investors can get the facility of flexibility to transfer their investment to other schemes if they feel that the market will bear the loss in the future. For ordinary investors liquidity factors are significant. Because they might face some problems or be scared of investing further and now they can easily redeem their money through this policy of liquidity without bearing huge losses. MF can be great for amateur investors. All we have to do is make the right decision at the right moment and enjoy your rest of life financially happy by receiving passive income through Mutual Funds. And remember investing in MUTUAL FUNDS is SAHI HAI and SAFE TOO!!

-Tanaya Talks